Welcome to CPCM Finance

Over 10 years experience in Asset Finance Brokering and over 30 years in Credit and Financial Management

Experts in resolving cashflow issues and assisting clients with their financial needs for growth. 

Our specialities are:

Invoice Financing

Invoice financing is often the most complex form of lending with many component parts in a developing and on going relationship. There are over 50 active invoice and trade finance lenders and competition is intense. Costs are frequently far less than often assumed.
The key is to enable strong competition for your business. We guarantee that we scour the whole market for the best possible deal which is tailored to you priorities and requirements.

Asset Financing

Financing of equipment and stock is possible and again we extensively search the market for the best possible solutions. We can also source lending against the full balance sheet  and we have partnerships for both residential and commercial mortgages.

Business Loans

With the advent of the peer to peer market, there has been a substantial increase in the availability of providers for straightforward business lending. The major banks are still the cheapest alternative but its frequently a difficult and timely exercise. Alternative lenders vary considerably in cost and terms and we source the best availability.

Clive Pacey, CPCM Director

Getting to know you

We believe that it is vital to understand fully a business’s requirements with current and future. Wherever possible, we engage with our clients directly through face to face meetings.

What we offer :

About Clive Pacey

Clive has extensive experience in managing the credit management function of a wide range of businesses across a variety of different sectors including advertising, music, manufacturing, and IT.

This has included responsibility for managing the cash flow and debtors for a group of businesses turning over £700m PA and also  world-wide group active in over 40 countries.

We have access to just about every lender in the market but we represent only our clients

We can also source lending against the full balance sheet and we have partnerships for both residential and commercial mortgages

We also can assist with the often little used available government schemes for small business lending

Our Promise

We work exclusively for our clients, and we are committed to putting your needs first.


You can be confident that we have your well-being at heart and will always take a personal interest in addressing what is important to you.

Knowing our clients

We will always listen, be available to talk, and are passionate about your goals. We take the time to ask the right questions to recognize your needs.


We will explain all fees relating to providers and services and provide full illustrations and disclosure prior to any implementation.

Always helpful

We will get to know you and your aims to ensure that any advice provided and solutions proposed are tailored to your needs and goals.

Clive Pacey T/A CPCM Finance,
18 Fulwood Gardens,
Twickenham TW1 1EN

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